[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.orfest.cz\/nekdy-je-pujcka-potreba\/#Article","mainEntityOfPage":"https:\/\/www.orfest.cz\/nekdy-je-pujcka-potreba\/","headline":"N\u011bkdy je p\u016fj\u010dka pot\u0159eba","name":"N\u011bkdy je p\u016fj\u010dka pot\u0159eba","description":"Ur\u010dit\u011b si nesm\u00edte myslet, \u017ee to maj\u00ed soukrom\u00ed podnikatel\u00e9 jako celek v \u017eivot\u011b snaz\u0161\u00ed ne\u017e n\u011bjac\u00ed zam\u011bstnanci nebo dokonce penzisti, … ","datePublished":"2022-07-09","dateModified":"2022-07-09","author":{"@type":"Person","@id":"https:\/\/www.orfest.cz\/author\/devene\/#Person","name":"orfest.cz","url":"https:\/\/www.orfest.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"orfest.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.orfest.cz\/wp-content\/uploads\/eura%20bankovky_10_10_10_10_10_10_10_10_10_10_2.jpg","url":"https:\/\/www.orfest.cz\/wp-content\/uploads\/eura%20bankovky_10_10_10_10_10_10_10_10_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.orfest.cz\/nekdy-je-pujcka-potreba\/","about":["Finance"],"wordCount":406,"articleBody":"   Ur\u010dit\u011b si nesm\u00edte myslet, \u017ee to maj\u00ed soukrom\u00ed podnikatel\u00e9 jako celek v \u017eivot\u011b snaz\u0161\u00ed ne\u017e n\u011bjac\u00ed zam\u011bstnanci nebo dokonce penzisti, nezam\u011bstnan\u00ed a dal\u0161\u00ed lid\u00e9. V mnoha p\u0159\u00edpadech tomu tak je nebo aspo\u0148 m\u016f\u017ee b\u00fdt, ale pravidlo to ani zdaleka nen\u00ed. A sice proto, \u017ee \u00fasp\u011bchy soukrom\u00fdch podnikatel\u016f sice z\u00e1visej\u00ed na jejich p\u00edli, sna\u017eivosti, hou\u017eevnatosti a dal\u0161\u00edch podobn\u00fdch vlastnostech, jen\u017ee krom\u011b toho je tu k \u00fasp\u011bchu zapot\u0159eb\u00ed i hodn\u011b velk\u00e1 porce \u0161t\u011bst\u00ed. A to si u\u017e soukromn\u00edci samoz\u0159ejm\u011b sami za\u0159\u00eddit nemohou, \u0161t\u011bst\u00ed je vrtkav\u00e9 a je jenom na n\u011bm, na koho sedne. A tak jsou tu jak ti, jim\u017e se da\u0159\u00ed, tak i ti, kte\u0159\u00ed to maj\u00ed v podnik\u00e1n\u00ed krajn\u011b slo\u017eit\u00e9.N\u011bkdo tak t\u0159eba podnik\u00e1, jen\u017ee co z toho m\u00e1? Pracuje od r\u00e1na do ve\u010dera, od slunka do slunka, ale p\u0159esto se ne a ne do\u010dkat toho hlavn\u00edho, o\u010d tu jde, tedy pen\u011bz. A kdy\u017e podnikateli pen\u00edze sch\u00e1zej\u00ed, co si m\u00e1 tento po\u010d\u00edt? V\u017edy\u0165 to znamen\u00e1 vlastn\u011b sm\u011b\u0159ov\u00e1n\u00ed k ne\u017e\u00e1douc\u00edmu bankrotu! A to p\u0159ece nejde!Nejde to. Finan\u010dn\u00ed pot\u00ed\u017ee nelze v podnik\u00e1n\u00ed dlouhodob\u011b sn\u00e1\u0161et a tolerovat. A kdy\u017e se tedy p\u0159estane ekonomicky da\u0159it, je \u010dasto zapot\u0159eb\u00ed aspo\u0148 p\u016fj\u010dka. A pak je dob\u0159e, \u017ee existuje i hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. A sice z toho d\u016fvodu, \u017ee pr\u00e1v\u011b tato p\u016fj\u010dka prosp\u00edv\u00e1 lidem, kte\u0159\u00ed neslav\u00ed podnikatelsk\u00e9 \u00fasp\u011bchy a naopak jdou se sv\u00fdm byznysem ke dnu. I kdyby m\u011bli takov\u00ed lid\u00e9 starost\u00ed a\u017e nad hlavu, i kdyby byli jako z\u00e1jemci o p\u016fj\u010dku krajn\u011b neatraktivn\u00ed, takovou nebankovn\u00ed hypot\u00e9ku kdykoliv lehce dostanou. A je k tomu t\u0159eba skute\u010dn\u011b jenom m\u00e1lo \u2013 vlastnit n\u011bjakou nemovitost, kterou by se za p\u016fj\u010den\u00e9 pen\u00edze ru\u010dilo. Plus je tu samoz\u0159ejm\u011b nezbytn\u00e1 i budouc\u00ed schopnost takov\u00e9ho podnikatele p\u016fj\u010den\u00e9 pen\u00edze, kter\u00e9 tu dostane k dispozici, i s \u00faroky splatit.A proto\u017ee toho \u017e\u00e1d\u00e1 ona nebankovn\u00ed hypot\u00e9ka po z\u00e1jemc\u00edch o ni skute\u010dn\u011b m\u00e1lo, nen\u00ed divu, \u017ee je o ni takov\u00fd z\u00e1jem. Kter\u00fd m\u016f\u017eete projevit samoz\u0159ejm\u011b i vy.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy je p\u016fj\u010dka pot\u0159eba","item":"https:\/\/www.orfest.cz\/nekdy-je-pujcka-potreba\/#breadcrumbitem"}]}]